Four Reasons Why Estate Planning Isn’t Just for the Top 1 Percent

+-*Four Reasons Why Estate Planning Isn’t Just for the Top 1 Percent There is a common misconception that estate plans are only for the ultra-rich – the top 1 percent, 10%, 20%, or some other arbitrary determination of “enough” money.  In reality, nothing could be further from the truth. People at all income and wealth […]

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How Does an IRA Fit Into Your Estate Plan?

+-*How Does an IRA Fit Into Your Estate Plan? When you think of IRAs, you probably think of retirement. But what happens to your IRA money after you’re gone? The answer depends on how you go about creating your estate plan and selecting beneficiaries, and you might be surprised to find out that your money […]

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If I Don’t Have an Estate, Do I Really Need an Estate Plan?

+-*If I Don’t Have an Estate, Do I Really Need an Estate Plan? You don’t need to have a summer house in the Hamptons or a private art collection big enough to rival MOMA to consider yourself the owner of an estate. In fact, virtually anyone who owns anything has an “estate” in the eyes […]

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Do you really need a trust?

+-*Do you really need a trust? Although many people equate “estate planning” with having a will, there are many advantages to having a trust rather than a will as the centerpiece of your estate plan. While there are other estate planning tools (such as joint tenancy, transfer on death, beneficiary designations, to name a few), […]

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Do you really need a will?

+-*You May Not Think You Need a Will, But You Really Do. Most Americans do not have a simple will as part of their estate plan. You might believe that a will is only for the rich and famous, and not the average person who has a far smaller net worth. On the other hand, […]

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How You Can Build an Estate Plan that Includes Asset Protection

+-*Much of estate planning has to do with the way a person’s assets will be distributed upon their death. But that’s only the tip of the iceberg. From smart incapacity planning to diligent probate avoidance, there is a lot that goes into crafting a comprehensive estate plan. One important factor to consider is asset protection.

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Life Insurance and Estate Planning: Protecting Your Beneficiaries’ Interests

+-*Life Insurance and Estate Planning: Protecting Your Beneficiaries’ Interests One misconception people have about life insurance is that naming beneficiaries is all you have to do to ensure the benefits of life insurance will be available for a surviving spouse, children, or other intended beneficiary. Life insurance is an important estate planning tool, but without […]

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